Two several years for Chapter 7 bankruptcy (You'll need both yrs to finish the paperwork and the most recent calendar year to the bankruptcy trustee.) That depends on the assistance, but Certainly: most credit card debt consolidation systems give you a mortgage to pay back all your fantastic debts. https://threethingstoavoidwhenyou75308.livebloggs.com/36204485/virginia-bankruptcy-attorneys-things-to-know-before-you-buy